Compare Your Care Options
Wondering which type of care fits your budget? See how home care, assisted living, and long-term care costs compare in BC — based on your income and region.
Wondering which type of care fits your budget? See how home care, assisted living, and long-term care costs compare in BC — based on your income and region.
Answer 5 quick questions and we'll show you what's available in your area — with real costs, wait times, and phone numbers you can call today.
See My Options →Subsidized monthly cost
$2,100
Usually 70% of after-tax income (min $1,254 – max $5,107)
Private-pay range
$3,800 – $8,000/mo
What's included
The subsidized rate requires an assessment through your health authority. Private facilities set their own rates.
Subsidized monthly cost
$2,400
Usually up to 80% of after-tax income (min $1,508 – max $4,143)
Based on the BC publicly funded LTC provincial average of 287 days (BC Seniors Advocate Monitoring Seniors Services 2025). Regional waits vary widely — Vancouver Coastal Health averages 473 days, Interior Health averages 150 days.
Private-pay range
$6,000 – $12,000/mo
What's included
Requires a health authority assessment. Wait times vary by region. Learn about the waitlist process
Monthly cost
$3,500 – $7,500
Varies by suite size, services, and location
What's included
Monthly cost
$6,000 – $12,000+
Varies by care level and location
What's included
Estimated monthly cost
$6,600
4 hrs/day × 30 days × $55/hr
Regional range
$2,000 – $7,200/mo
What's included
BC may cover some home support hours through your health authority. You can ask your case manager if you qualify.
Based on an income of $3,000/month, subsidized assisted living would cost about $2,100/month. At $55/hour, that's the same as just 1.3 hours/day of home care.
Many families are surprised to learn that once care needs exceed about 1.3 hours a day, assisted living can actually cost less than home care.
Read more about the cost tipping pointThe Care Navigator will match you with specific facilities, real phone numbers, and a step-by-step plan you can act on today.
See My Options →These estimates use 2026 BC government rates and regional averages. Subsidized rates are estimates; final rates are set through your health authority assessment. Private facility costs vary, so we recommend contacting facilities directly for current pricing. The $55/hour home care rate is a provincial average — actual rates range from $35 to $75/hour. This tool is for informational purposes and is not financial advice.